Finance at Urban Rider

Quality gear can put a dent in your wallet and compromising on safety is often the result.  If you would prefer to spread the cost of making a purchase we offer a range of finance packages, starting from 0% APR, in conjunction with Deko, a leading consumer finance provider.

The process is simple and quick.  Shop as normal, select the Deko finance option at checkout, complete the order and you'll be prompted to fill in a finance application. This only takes a few minutes and you'll instantly be notified of the outcome.

  • 0%APR - 12 months*
  • 9.9%APR - 24 months*
  • 9.9%APR - 36 months*

Terms and Conditions apply. Please note:

  • Minimum order value of £400, not applicable on price matches. For loans longer than 12 months minimum order value is £450 (after deposit and fees).
  • Loans and rates are subject to status and are available to UK residents 18 years old and over
  • Orders placed under finance cannot be partially returned and can only be either exchanged or returned for store credit.

Consumer credit service is provided by Deko Ltd. Deko authorised and regulated by the Financial Conduct Authority (Interim Permission Number: 0616240). Registered offices are at 33 St Mary Axe, London EC3A 8AG. For more information please refer to

Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered, and provided with their full contact details..

Urban Rider is a trading name of Urban Rider Ltd. registered in the UK under Company No.06395855.