Customer Service

How does the Pay4Later Instant Finance work?

When considering bigger purchases, finance options can relieve the strain on your wallet and put your mind to rest. We have reacted to customer demand in offering UK customers the option of spreading the cost of buying kit with Pay4Later finance. We offer finance from 0% APR, subject to status. That's at no cost to you!

It really is very straightforward. There are T&Cs of course, the main ones being you must have been a UK resident for three years, a minimum order value of £400 and you must be aged 18 or over. The full terms can be found here.

Shop as normal on the site and you will see representative examples on products over £400 (screenshot below).  You can pay as little as a 10% deposit..  Have a play with the numbers and decide what you want your re-payments to be.


When you arrive at the checkout simply select the 'Pay4Later' payment option and complete your order as normal. When the order is confirmed you will be prompted to complete the finance application. This process takes only a few minutes and you will get an instant decision. On some occassions there will be a 'referral' and some extra information is required by the lender.  

It's a really fantastic way of spreading the pain of kitting yourself out with no extra cost to you!